Retirement Plan And Its Participants

Participants

Sailing Towards Retirement Readiness

Assisting participants achieve a dignified retirement is a collaborative effort and your employer has selected a world class crew to assist you in meeting and exceeding your goals.

Although My Benefits does not provide participant education, your Plan’s selected retirement plan investment provider and dedicated financial advisor provides access to exceptional tools and resources to help you set sail on your journey to retirement.

Navigating Your Retirement Account

Contribution Limits

The 2023 IRS contribution limits are $22,500 with a catch-up contribution of $7,500 for those age 50 and up totaling $30,000.

Account Balance

Select your respective retirement plan investment provider logo below to gain access to your participant account.

Distributions & Loans

Starting the distribution and/or possible loan process starts with your investment provider. Select their logo below to be directed to your participant account access.

Work With Your Crew

Unable To Access Your Account Using Logos Above?

Try accessing your account balance(s) to start the process for distribution(s) and/or loan(s) with the “Account Access” or “Resources” links provided below.

Frequently Asked Questions

How do I get information on the benefits and features of my retirement plan?

Contact your employer’s HR department to request a copy of your Summary Plan Description (SPD) highlighting all the benefits and features of your plan.

How much can I personally contribute to my 401(k) each year?

The IRS employee contribution limit is $20,500 for the 2022 calendar year. An additional catch-up contribution of $6,500 is available for participants 50 years of age and older, totaling $27,00 for 2022.

When can I take a distribution from my plan?

Participants can access vested account balances upon separation of service from the employer sponsoring the Plan. Your plan may also offer financial hardship, disability and/or in-service withdrawals while still employed. Please contact your employer’s HR department for more information or review your Summary Plan Description (SPD).

Am I able to borrow against my 401(k) balance in the form of a loan?

If your plan allows, you may be eligible to borrow against certain vested account balances. Please contact your employer’s HR department for more information or review your Summary Plan Description (SPD).

Having Trouble Accessing Your Account?

Use the form so we can better address your needs or contact your employer’s HR department for more information.